[[{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question","text":"Personal Injury Protection (PIP) insurance is also known as no-fault insurance because it helps pay for losses like medical bills, lost wages, or funeral costs \u2013 regardless of who caused a motor vehicle accident. Arizona does not require PIP because it is an \u201cat-fault\u201d insurance state. That means the driver responsible for causing a car accident must cover your medical bills and other expenses.","@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#Answer"},{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question1","text":"Medical Payments (MedPay) is an optional insurance policy that will cover necessary and reasonable medical and funeral expenses from an automobile accident up to the policy limits. MedPay covers the registered owner and passengers in their vehicle.","@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#Answer1"},{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question2","text":"Arizona law\u00a0requires insurers to issue at least two motor vehicle insurance identification (ID) cards. Drivers must have evidence of financial responsibility in the car. The easiest way to show a law enforcement officer proof of insurance is with a physical copy of the ID card. Most drivers keep a copy of the ID card in the glove compartment. Drivers can also show the officer an ID card image on a cell phone or tablet by accessing their insurance company's mobile app or website.","@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#Answer2"},{"@context":"http:\/\/schema.org","@type":"Answer","text":"Arizona follows a fault-based insurance system. The driver responsible for causing a car accident is also responsible for paying your medical expenses and other losses. More precisely, the at-fault driver's insurance company will pay \u2013 but only up to the policy's coverage limits.","name":"Answer Question3","@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#Answer3"},{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question4","text":"Fault in a car accident is typically determined based on statements from the people involved and any witnesses, commentary from a police report, and the evidence gathered by insurance companies and attorneys.","@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#Answer4"},{"@context":"http:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What Is Personal Injury Protection Coverage?","acceptedAnswer":{"@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#Answer"},"@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#Question"},{"@type":"Question","acceptedAnswer":{"@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#Answer1"},"name":"What Is MedPay?","@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#Question1"},{"@type":"Question","name":"How Can a Driver Show Proof of Insurance to a Law Enforcement Officer?","acceptedAnswer":{"@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#Answer2"},"@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#Question2"},{"@type":"Question","name":"Is Arizona a Fault State?","acceptedAnswer":{"@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#Answer3"},"@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#Question3"},{"@type":"Question","name":"How Is Fault Determined in an Arizona Car Accident?","acceptedAnswer":{"@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#Answer4"},"@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#Question4"}],"name":"Does Arizona Require Personal Injury Protection Insurance?","@id":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#FAQPage"}],{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.phoenixlawteam.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Does Arizona Require Personal Injury Protection Insurance?","item":"https:\/\/www.phoenixlawteam.com\/blog\/does-arizona-require-personal-injury-protection-insurance\/#breadcrumbitem"}]}]