[[{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question","text":"Arizona insurance companies generally have 40 days from when a claim is filed to reach a settlement. The insurer must acknowledge the claim within 10 working days, when they must send the claimant a proof-of-loss form. When the insurer receives the completed form, they have 15 working days to make a decision, then another 15 total days to make the final payment once the claim is approved.","@id":"https:\/\/www.phoenixlawteam.com\/blog\/dealing-with-an-insurance-company-after-a-crash-in-arizona\/#Answer"},{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question2","text":"You should never accept an initial offer without consulting a knowledgeable attorney who can calculate the total value of your claim. In many cases, your lawyer will reject the initial settlement offer and begin negotiations for a settlement covering the full extent of your losses.","@id":"https:\/\/www.phoenixlawteam.com\/blog\/dealing-with-an-insurance-company-after-a-crash-in-arizona\/#Answer1"},{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question3","text":"If the insurer refuses to offer a fair settlement, your attorney can take the at-fault driver to court and seek damages before a judge and jury. Many insurance companies eventually decide to settle before the trial really begins. If they do not, a skilled courtroom attorney will know how to build a solid case to fight for the compensation you deserve.","@id":"https:\/\/www.phoenixlawteam.com\/blog\/dealing-with-an-insurance-company-after-a-crash-in-arizona\/#Answer2"},{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question4","text":"While there is no legal obligation to hire an attorney to handle your insurance negotiations, having a skilled legal representative is likely in your best interest. Injury victims with attorneys tend to receive more significant compensation packages than those who go it alone. Having a dedicated professional handle your case can also give you the time and space you need to focus on healing.","@id":"https:\/\/www.phoenixlawteam.com\/blog\/dealing-with-an-insurance-company-after-a-crash-in-arizona\/#Answer3"},{"@context":"http:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"How Long Does an Insurance Company Have to Settle a Claim in Arizona?","acceptedAnswer":{"@id":"https:\/\/www.phoenixlawteam.com\/blog\/dealing-with-an-insurance-company-after-a-crash-in-arizona\/#Answer"},"@id":"https:\/\/www.phoenixlawteam.com\/blog\/dealing-with-an-insurance-company-after-a-crash-in-arizona\/#Question"},{"@type":"Question","acceptedAnswer":{"@id":"https:\/\/www.phoenixlawteam.com\/blog\/dealing-with-an-insurance-company-after-a-crash-in-arizona\/#Answer1"},"name":"Can You Refuse the Insurance Company's Initial Settlement Offer?","@id":"https:\/\/www.phoenixlawteam.com\/blog\/dealing-with-an-insurance-company-after-a-crash-in-arizona\/#Question2"},{"@type":"Question","name":"What If the Insurance Company Won't Make a Fair Offer?","acceptedAnswer":{"@id":"https:\/\/www.phoenixlawteam.com\/blog\/dealing-with-an-insurance-company-after-a-crash-in-arizona\/#Answer2"},"@id":"https:\/\/www.phoenixlawteam.com\/blog\/dealing-with-an-insurance-company-after-a-crash-in-arizona\/#Question3"},{"@type":"Question","name":"Do You Need a Car Accident Lawyer to Handle the Insurance Company?","acceptedAnswer":{"@id":"https:\/\/www.phoenixlawteam.com\/blog\/dealing-with-an-insurance-company-after-a-crash-in-arizona\/#Answer3"},"@id":"https:\/\/www.phoenixlawteam.com\/blog\/dealing-with-an-insurance-company-after-a-crash-in-arizona\/#Question4"}],"name":"Dealing with an Insurance Company After a Crash in Arizona","@id":"https:\/\/www.phoenixlawteam.com\/blog\/dealing-with-an-insurance-company-after-a-crash-in-arizona\/#FAQPage"},{"@context":"http:\/\/schema.org","@type":"Question","acceptedAnswer":"Answer Question1","name":"Can You Refuse the Insurance Company's Initial Settlement Offer?","@id":"https:\/\/www.phoenixlawteam.com\/blog\/dealing-with-an-insurance-company-after-a-crash-in-arizona\/#Question1"}],{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.phoenixlawteam.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Dealing with an Insurance Company After a Crash in Arizona","item":"https:\/\/www.phoenixlawteam.com\/blog\/dealing-with-an-insurance-company-after-a-crash-in-arizona\/#breadcrumbitem"}]}]