[[{"@context":"http:\/\/schema.org","@type":"Answer","text":"Auto accidents are a persistent problem in Arizona. According to the\u00a0Arizona Department of Transportation (ADOT), there were 121,135 crashes on Arizona roads in 2021 alone. These accidents resulted in 1,180 deaths, the highest number of auto-accident fatalities in the state since 2006 and the third-highest number since 1925.","name":"Answer Question","@id":"https:\/\/www.phoenixlawteam.com\/blog\/at-fault-party-doesnt-have-car-insurance\/#Answer"},{"@context":"http:\/\/schema.org","@type":"Answer","name":"Answer Question1","text":"In Arizona, every motor vehicle operated in the state must be covered by at least the following minimum levels of liability insurance:  $25,000 bodily injury liability for one person; $50,000 bodily injury liability for two or more persons; $15,000 property damage liability","@id":"https:\/\/www.phoenixlawteam.com\/blog\/at-fault-party-doesnt-have-car-insurance\/#Answer1"},{"@context":"http:\/\/schema.org","@type":"Answer","text":"As the name suggests, this kind of insurance comes in handy if you are involved in an accident with a driver who has insufficient insurance, or none at all, to cover your injuries and losses. In this situation, your UM\/UIM policy can cover things like your medical bills, lost wages, and property damage.","name":"Answer Question2","@id":"https:\/\/www.phoenixlawteam.com\/blog\/at-fault-party-doesnt-have-car-insurance\/#Answer2"},{"@context":"http:\/\/schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","acceptedAnswer":{"@id":"https:\/\/www.phoenixlawteam.com\/blog\/at-fault-party-doesnt-have-car-insurance\/#Answer"},"name":"What Are Some Auto Accident Statistics in Arizona?","@id":"https:\/\/www.phoenixlawteam.com\/blog\/at-fault-party-doesnt-have-car-insurance\/#Question"},{"@type":"Question","name":"What Are the Mandatory Insurance Laws in Arizona?","acceptedAnswer":{"@id":"https:\/\/www.phoenixlawteam.com\/blog\/at-fault-party-doesnt-have-car-insurance\/#Answer1"},"@id":"https:\/\/www.phoenixlawteam.com\/blog\/at-fault-party-doesnt-have-car-insurance\/#Question1"},{"@type":"Question","name":"What Is Uninsured\/Underinsured Motorist Coverage?","acceptedAnswer":{"@id":"https:\/\/www.phoenixlawteam.com\/blog\/at-fault-party-doesnt-have-car-insurance\/#Answer2"},"@id":"https:\/\/www.phoenixlawteam.com\/blog\/at-fault-party-doesnt-have-car-insurance\/#Question2"}],"name":"What Happens if the At-Fault Party Doesn\u2019t Have Car Insurance?","@id":"https:\/\/www.phoenixlawteam.com\/blog\/at-fault-party-doesnt-have-car-insurance\/#FAQPage"}],{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Blog","item":"https:\/\/www.phoenixlawteam.com\/blog\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"What Happens if the At-Fault Party Doesn\u2019t Have Car Insurance?","item":"https:\/\/www.phoenixlawteam.com\/blog\/at-fault-party-doesnt-have-car-insurance\/#breadcrumbitem"}]}]